At Cole Roberts, we understand that investing in a beautifully designed bathroom, kitchen or bedroom is a significant decision. That’s why we offer flexible finance options, giving you the opportunity to spread the cost of your project with manageable monthly payments.
Through our partnership with established credit brokers, Ideal4Finance, we offer 0% finance on qualifying purchases, subject to status and the terms below.
Our 0% Finance Options
Bathrooms:
- 12 Months at 0% Finance
- Finance is available for up to 50% of the value of the products, subject to a maximum finance amount of £20,000.
Kitchens & Bedrooms:
- 24 Months at 0% Finance
- Finance is available for up to 50% of the value of the products, subject to a maximum finance amount of £20,000.
New Builds & Extensions
Our 0% finance options are also available for qualifying projects within new builds and extensions, subject to the following reduced finance limits:
Bathrooms:
- 12 Months at 0% Finance
- Finance is available for up to 25% of the value of the products, subject to a maximum finance amount of £20,000.
Kitchens & Bedrooms
- 24 Months at 0% Finance
- Finance is available for up to 25% of the value of the products, subject to a maximum finance amount of £20,000.
Installation costs are not eligible for finance and must be paid separately.
Applying for Finance
Ideal4Finance helps thousands of customers secure finance for their purchases, working with reputable lenders and holding an ‘Excellent’ rating on Trustpilot. You can apply online, with decisions made quickly. Any finance offer is subject to status and will depend upon your individual circumstances, including your personal credit profile, the amount you wish to borrow and the loan term.
Please note that finance is available only up until the point of placing your deposit. Once your deposit has been placed with Cole Roberts Ltd, you will no longer have the option to apply for a finance payment plan.
If you wish to take advantage of our 0% finance options, your application must be accepted by Ideal4Finance before placing your deposit with Cole Roberts Ltd.
There are risks involved in taking out a loan. You should ensure that you are able to make all payments on time and in full. Failure to do so may lead to financial difficulties and could have a negative impact on your credit score.
To apply, please contact Ideal4Finance on 020 3617 4647
Monday to Friday, 9am–5pm.
Terms & Conditions
Cole Roberts Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401).
Finance is available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
The maximum amount that can be financed is £20,000, subject to the applicable percentage of the product value:
- Standard Bathroom Orders: 12 months at 0% finance, up to 50% of the value of the products, subject to a maximum finance amount of £20,000.
- Standard Kitchen & Bedroom Orders: 24 months at 0% finance, up to 50% of the value of the products, subject to a maximum finance amount of £20,000.
- New Builds & Extensions – Bathrooms: 12 months at 0% finance, up to 25% of the value of the products, subject to a maximum finance amount of £20,000.
- New Builds & Extensions – Kitchens & Bedrooms: 24 months at 0% finance, up to 25% of the value of the products, subject to a maximum finance amount of £20,000.
The amount available for finance is the lower of the applicable percentage of the product value or £20,000.
Installation costs are excluded from finance and must be paid separately.
Finance is only available up until the point of placing your deposit. To take advantage of our 0% finance options, your application must be accepted by Ideal4Finance before your deposit is placed with Cole Roberts Ltd.
The £20,000 is the maximum amount that can be financed, but the finance amount must also remain within the applicable 50% or 25% of the product value.
